Rate Watch and Residential Mortgage Lending Services

As a compliment to the growing list of financial services provided by us, we are pleased to announce the ability to provide, through our strategic alliances with several mortgage brokers, residential mortgage services.

We are able to provide our clients with a unique and easy way to finance a new home purchase or refinance an existing loan for a better rate or to generate funds. A refinance of a principal residence or vacation home is normally completely free of any closing costs or points. We pay them!

As your tax professionals, we can simplify the mortgage process for you. Since we already have much of the required supporting financial data requested by lenders, with your permission, we can interact with lenders and provide the data to them eliminating much of the paperwork hassle for you. In addition, once the loan documents have been prepared, they will be brought to your home by a notary for explanation and signatures.

Most importantly we also offer to you our ability to track your existing loan rate against current loan rates on a daily basis, with no obligation or cost to you. When a refinancing opportunity exists in which we can save you ¼% or more on your interest rate, we simply notify you. Your mortgage amount will remain the same but your monthly payment will be lower. You can put the extra dollars in your pocket where they belong or pay the same amount and pay your mortgage off earlier. You can lock the interest rate that day if you decide to proceed with simply a signed (but not filled-out) application which we will prepare. Should you decide to call your existing mortgage source, please insist on a loan with no costs.

Take action. Allow us to track your mortgage rate, with no obligation on your part to use our mortgage services. Please click here to go to the easy to fill out form. You can fill it out on the internet or print it and fax it to us. Of course, any data you provide will be held in strictest confidence between us and potential lenders.

Note that all mortgage transactions are undertaken with either Jim or Eric as individuals practicing as sole proprietors and not as a part of the company’s accounting business.